Pay Factor Authentication®
The Economic Layer Your Identity Stack Is Missing
AuthLN adds a patented payment factor to every authentication attempt. Authorized users never notice. Attackers can’t afford to continue.
Platform Features
Everything You Need to Make Attackers Pay
Lightning Payment Factor
Every auth attempt includes a configurable micro-payment via the Lightning Network. Legitimate users are funded by the organization and refunded instantly. Attackers spend their own money—no refund.
Device-Paired Authentication
Cryptographic binding ties user accounts to specific hardware (TPM / secure enclave). Stolen credentials are useless without the enrolled device.
Pre-Breach Telemetry Engine
Every paid auth attempt generates economic signal data—who paid, how much, from what device, at what time. Pre-compromise intelligence your SIEM can act on.
Risk-Based Policy Engine
Configure which actions, roles, or apps invoke the economic factor. Apply PFA to admin consoles, VPN access, financial transactions, or any high-risk flow.
SIEM Telemetry Feed
Stream auth economics data directly into Splunk, Sentinel, CrowdStrike, or your SIEM of choice. Enrich your existing detection pipeline with economic signals.
Early Breach Indicators
Detect coordinated attack patterns before compromise. Payment velocity anomalies, device fingerprint mismatches, and geographic clustering surface threats early.
How It Works
Seamless for Users. Devastating for Attackers.
Integration (Day 1)
Deploy as middleware in front of your existing IdP—Okta, Entra ID, Ping, Auth0. No changes to SSO or directory. SAML and OIDC supported out of the box.
Policy Configuration
Define which auth events require the economic factor. Set payment amounts by risk level, user role, or application sensitivity. Policies update in real time.
User Enrollment
Users pair devices via one-time enrollment. Cryptographic keys are stored in the device secure enclave. The organization funds the payment wallet—users never touch it.
Live Authentication
PFA challenge is issued alongside existing factors. QR scan or push notification, payment settles in milliseconds. Refund is automatic for authorized, enrolled devices.
Attacker Deterrence
Unauthorized attempts from non-enrolled devices must fund their own payment. No refund. Credential-stuffing bots burn through funds rapidly, generating pre-breach telemetry with every attempt.
Integrations
Works With Your Existing Identity Stack
Identity Providers
SIEMs
Infrastructure
Developer Tools
Compare
Traditional MFA vs. Pay Factor Authentication
| Capability | Traditional MFA | AuthLN PFA |
|---|---|---|
| Attacker cost per attempt | $0 | Real payment (configurable) |
| AI/bot bypass resistance | Low—phishable, fatigueable | High—economic proof-of-work |
| Pre-breach signal | None | Rich payment + device telemetry |
| User friction (legitimate) | High—codes, push fatigue | Minimal—auto-funded, auto-refunded |
| Quantum resistance | Vulnerable (knowledge factors) | Resistant (economic settlement) |
| Integration model | Replace or add factor | Drop-in economic layer |
Add an Economic Factor in Days, Not Months
Deploy PFA alongside your existing identity stack with zero disruption.